4 Surprising Results from the 2015 403(b) PSCA Survey
For father’s day this year, my daughters surprised me with a fishing trip. To improve our chance of success, we hired a captain for the outing. But, it’s not enough to know the captain is licensed –...
View Article403 (b) Plan Sponsors: Is Your Plan “Fine”?
My wife and I are about to celebrate our 25th wedding anniversary. Over the course of these 25 years, I have made my share of classic husband-like mistakes. You know the kind I’m talking about —...
View Article403(b) Plan Sponsors: Avoiding the Other Definition of “Fine”
In Brad Holterhaus’ blog post 403(b) Plan Sponsors: Is Your Plan “Fine”?, he described how many plan sponsors simply say their plan is “fine” when they don’t really know. And — more often than not —...
View ArticleThree Trends in Nonprofit Plan Modernization
I remember when I was a child my dad told me about the places he had lived in. There was an evolution over his lifetime, and he measured that evolution by the number of lightbulbs that were required in...
View ArticleAre 403(b) plans evolving fast enough?
My community recently experienced a technology upgrade. We now have fiber optics for TV and ultra-high speed internet. While I don’t really have use for 1GBps internet speed today, I know this latest...
View ArticleThe 403(b) market – room for future upgrades?
In my last post I talked about my neighbors’ discomfort with change, even though it positions us for the future. Some have complained a new TV service is inferior. While I agree there may be fewer...
View ArticleYour clients and their workplace benefits — which make good fee levelization...
There’s no doubt fee equalization (or fee levelization) for participant retirement plan fees continues to be a hot topic. In the past few months we’ve seen the number of advisors and plan sponsors...
View ArticleWhat you need to know about fee levelization trends
Trends come and go. Sometimes they last, and sometimes they are short lived. In the retirement plan industry, sometimes we see trends that apply across all plan types, and sometimes we see trends that...
View ArticleTop opportunities in 403(b) plans for higher education and the benefits of...
I’m regularly asked where are the biggest opportunities in the tax-exempt sector. My answer is the biggest opportunity for change right now lies in one key segment of the 403(b) market: private higher...
View ArticleA look back on 10 years of the PSCA 403(b) surveys
The changing of the calendar reminds me that while I’m a firm believer in planning for the future, it is always important to remember the lessons of the past. If I think back over the past ten years,...
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